Turn confusion into a clear picture
Talk with Kian about each balance, APR, monthly payment, income, and living cost. The system organizes them into a personal map and real progress without pretending to replace licensed financial or legal advice.
DEBT WORLD · PUBLIC BETA
Not another highlight reel—a world for real debt journeys
Debt World turns mortgages, credit cards, student loans, money owed to friends, and unexpected financial pressure into an anonymous world people can walk through and illuminate together.Enter the shared world →Progress changes with real life
Confirmed payments, prepayments, and real extra income update balances, chains, burdens, and ground light. Game feedback makes change visible but never alters real debt or credit information.
See that others carry weight too
The shared world uses privacy-protected anonymous aggregates. Explore patterns across countries, debt types, and repayment approaches, then send light to reviewed stories and exchange experience.
A world that grows from data
As more people describe new reasons for debt, new labels, districts, and buildings can emerge. The long-term vision is a living global map of debt pressure and progress.
REAL-WORLD DEBT PATHS
Debt paths currently supported
Mortgages and housing loansCredit cards and revolving creditStudent and education loansAuto loansConsumer installment debtMedical debtTax debtBusiness loansMoney owed to friends or familyCustom and emerging debt types
PRIVACY · TRUST · BOUNDARIES
Frequently asked questions
Do I need a legal name or email?
No. The public beta uses a username and password, while your character alias can remain anonymous.
Can others see my exact amounts?
Exact debts, income, living costs, and private AI conversations are not public by default. The shared world uses limited anonymous information and group trends.
Is this a financial adviser, law firm, or debt-relief service?
No. It provides organization, educational support, and peer experience. Verify important decisions with a qualified professional in your jurisdiction.
When do referral rewards activate?
After a friend registers through your personal link and truthfully adds at least one debt, both people receive virtual Shore value or starlight. These affect only the world experience.