Your debt should never become your identity.

This page explains how data moves, what may become public, what must remain private, and how you can take or delete your records.

This is an evolving public beta for adults. These are enforceable product rules and transparency notes, not an automatic claim of compliance with every country's law; legal review remains required as regions and services expand.

⌁Private by defaultThe username is for sign-in; character alias, exact debts, and private chats are not public by default.

◎Sharing takes a second choiceAllowing an amount range does not publish it. A separate story must be submitted and reviewed.

↺Take it or delete itExport your account data, delete one story, or permanently delete the account and character.

PRIVACY

Data and privacy notice

Device cache layer

The device keeps limited interface and position cache so the page can recover. Clearing browser data removes only this device cache.

Account and shared-world layer

Registration enters the shared world automatically, with no vault, recovery code, or manual-sync step. A unique username and password are used for sign-in; no email, phone, legal name, or bank connection is required. Exact debts, cashflow, and private chats are not public.

Reviewed public layer

At most: anonymous label, country, debt type, amount band, repayment approach, reviewed story, and light count.

Anonymous traffic layer

A random first-party visitor identifier creates a one-way daily digest for unique-visitor, page-view, and broad campaign-source counts. IP addresses, device fingerprints, search terms, and full browsing URLs are not stored.

Why data is processed

Save real repayment progress and restore it across devices.
Use debt composition and progress to generate the anonymous person, chains, burden object, repayment timeline, and private cashflow view. Optional traits are not used to judge personality or credit.
Count daily visits, page views, and campaign sources to understand whether signup and onboarding work.
Receive private beta feedback to fix confusing, broken, or uncomfortable experiences.
Only after world-growth consent may optional MBTI enter anonymous aggregates requiring at least 30 people and 5 per group. Individuals are not ranked and no causal claim is made.

What is not collected or done

No legal name, email, precise city, phone, social account, identity document, or bank password is requested.
Traffic analytics do not store IP addresses, device fingerprints, browser identifiers, search terms, full referrers, or full browsing URLs.
No data sale, ad targeting, or personal debt leaderboard.
No bank connection and no automatic claim that a payment occurred.

Retention, sharing, and hosting

Account data remains until you delete the account. Deletion also removes debts, payments, stories, related reports, feedback, and policy acceptances.
Anonymous daily traffic records are retained for up to 90 days. The random first-party visitor identifier may remain in the browser for up to 180 days and can be removed by clearing site data.
Hosting and storage use the current Sites cloud infrastructure. Region-specific cross-border review remains required before wider release.
The sole owner admin can see usernames, pseudonymous user codes, country, registration/activity times, debt-item and payment counts, AI-use counts, submitted feedback, and aggregate daily traffic/channel counts—not passwords, exact amounts, income, IP addresses, or private AI chats.

Your controls

Export a complete machine-readable copy of the account and character.
Withdraw and delete one story from My submissions.
Confirm permanent deletion in account settings to remove the account, character, and related records.

COMMUNITY

Community rules and moderation

✓ Welcome

Real but anonymized pressure, progress, and lived experience.
Say what helped you without presenting it as a universal solution.
Support others through the fixed Send light interaction.

× Not allowed

Legal names, precise city, phone, email, social handles, URLs, or exact amounts.
Loans, transfers, crowdfunding, paid advice, lending, or collection solicitation.
Harassment, shaming, hate, threats, or encouragement of harm to self or others.
Fake credentials, guaranteed debt relief, or instructions to stop paying creditors.

1Automatic filtering hides contact details, URLs, and exact numbers.

2Stories enter human review and stay off the map until approval.

3Identity, scam, self-harm, or collection reports remove content pending review.

4Users can permanently delete submissions; moderators may reject, hide, or restore.

BOUNDARIES

Financial, legal, and urgent-risk boundaries

What Kian can do

Listen, clarify, organize multiple debts and cashflow, remind you to verify statements and deadlines, and help prepare questions for qualified professionals.

What Kian cannot do

Kian is not a financial adviser, lawyer, doctor, credit bureau, or debt-relief service and cannot guarantee relief, negotiation, litigation, or credit outcomes. Contract fees, tax, bankruptcy, legal deadlines, and collection rights vary by location and require local qualified advice.

18+

Community participation is for adults aged 18+

People under 18 may not create public stories. If you or someone else faces immediate danger, self-harm risk, or cannot stay safe, do not wait for this website: contact local emergency services, a local crisis service, or a trusted person immediately.

YOUR CONTROLS

How to export, withdraw, and delete

1
Export everythingOpen account settings and choose Export all my data. The export includes your character, debts, payments, policy acceptances, and submitted feedback.
2
Delete one public storyOpen Shared world → My submissions, choose Withdraw and permanently delete, then confirm.
3
Delete account and characterExport anything you want to keep, then confirm permanent deletion in account settings. Debts, feedback, and the character are deleted together and cannot be recovered.

Accounts do not require an email or legal name. Registration enters the shared world automatically. Exact personal data stays private; only aggregates meeting anonymity thresholds are used to grow the world.

OFFICIAL REFERENCES

Official principles used in product design

These links inform data minimization, user controls, and debt-support boundaries. They do not mean this public beta is certified for every jurisdiction.